Category Archives: Investing

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College Planning Using a 529 Plan With Ryan White, CIMA® (Ep.47)

Finance, Financial, Investing, Retirement, , , , , , , , , ,

Most people can agree that they’re concerned about college education planning and ultimately paying for the cost of college.

A 529 plan is a great tool in helping you reach your education savings goal.

In this episode, Jeff Green and Lauren Smith talk with Ryan White, CIMA® a director of product management at Columbia Threadneedle Investments, US. You will learn why a 529 plan is a simple way to save for all educational related expenses, and what your three options are if you still have money in your 529 account after college.

Ryan discusses:

  • The basics of 529 planning
  • How a FAFSA will calculate your eligibility for financial aid
  • The opportunities for tax benefits that set a 529 apart from other vehicles
  • And more

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Connect With Ryan White:

About Our Guest:

Ryan White, CIMA®, is an experienced financial services professional with a demonstrated history of success in distribution, product management, and relationship management in the asset management industry.

As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover college costs as anticipated. Most states offer their own 529 programs, which may provide advantages and benefits exclusively for their residents. Investors should consider, before investing, whether the investor’s or the designated beneficiary’s home state offers any tax or other benefits that are only available for investment in such state’s 529 college savings plan. Such benefits include financial aid, scholarship funds, and protection from creditors. The tax implications can vary significantly from state to state.

 

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Creating the Pre-Retirement Checklist (Ep.46)

Finance, Financial, Investing, Retirement, , , , , , , , , ,

It might feel good to just up and retire from your job without any plan. But that may not be the smartest choice.

In this episode, Jeff Green and Lauren Smith talk about the ‘pre-retirement checklist’ they have created for their clients and how it can change their entire experience of the retirement lifestyle. They also go into detail about the difference between clients that have used this plan far in advance and clients who have used this a little later in the game.

Jeff and Lauren discuss:

  • Their personally constructed retirement checklist
  • How to establish your values in retirement to help you stay fulfilled after your working years are over
  • Why it is important to be discussing your retirement plans, aspirations, and wants early-on with your spouse
  • The strategy of picking a specific date to have your goals established for retirement
  • And more

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Starting Your Career in Financial Services with Melanie Knight (Ep.45)

Finance, Financial, Investing, Retirement, , , , , , , , ,

Everybody has their own personal experiences which helped them kick start their career in the financial industry.

In this episode, Jeff Green and Lauren Smith talk with Melanie Knight, director of operations and client services at Green Financial Group, to discuss her experience going directly from college to starting her career at Green Financial Group. 

Melanie discusses:

  • The responsibilities of client service within Green Financial Group
  • The typical day working as a financial professional
  • The environment of graduating college during Covid and how different it is compared to pre-pandemic years
  • How she finds balance between work and everyday life
  • And more!

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Connect with Melanie Knight:

About Our Guest:

Melanie Knight is one of those people who just like to get things done. As the Director of Operations and Client Services at Green Financial Group, she does just that while supporting clients and their families with important administrative and clerical tasks, directing the team’s internal operations, and serving as a friendly liaison for clients. She finds an immense amount of satisfaction in helping a client with any issue, small or large, from opening new accounts to facilitating money transfers to helping generate annual reports.

 

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Critical Financial Discussions To Have With Your Aging Parents & Kids (Ep.44)

Finance, Financial, Investing, Retirement, , , , , , , ,

Having conversations about family wills can be tough. How do you start that conversation from one family to another?

In this episode, Jeff and Lauren share some advice surrounding the later stages of life and what they entail in terms of finances. They also highlight how discussing these things, despite how morbid they may sound, is so important and will benefit everyone in the long run.

Jeff and Lauren discuss:

  • The important discussions about wills that should happen between parents and children in the parents’ later stages of life
  • The importance of uploading, saving, and giving access to financial wills to other family members
  • How medical directors can serve your best interest in the future
  • How they extend their relationships with clients and allow themselves to be a resource to many families
  • And more!

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Money Conversations Every Couple Should Be Having (Ep.43)

Finance, Financial, Investing, Retirement, , , , , , , , ,

Spouses can oftentimes be surprised by the changing dynamic of their marriage in retirement.

In this episode, Jeff Green talks with Dr. John Vincent a psychologist and a marriage and family therapist to discuss what marriage can look like when one or more spouses have retired. They also highlight the importance of communication between each partner when outlining financial goals before and during retirement.

Dr. John Vincent discusses:

  • What issues can generate conflicts between a couple 
  • How the transition from working full-time to retiring can affect a marriage
  • The conflicts that can arise once both spouses have retired outside of financial affairs
  • What possibilities open up once both spouses have entered the retirement stage
  • And more!

 

Connect with Dr. John Vincent:

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Healthy Financial Habits To Start This Year (Ep. 42)

Finance, Financial, Investing, Retirement, , , , , , ,

What does it take to make the new year different? How do you hold yourself accountable for the changes you want to make?

In this episode, Jeff Green and Lauren Smith reflect on their past year at Green Financial, and they share their goals for the upcoming year. They also talk about the process of planning, not only for retirement but other financially-demanding times throughout the year. 

Jeff and Lauren discuss:

  • Healthy financial habits for all income scenarios
  • How to continue your good habits throughout the whole year
  • Planning for more than just retirement
  • Why you shouldn’t wait until you’re retired to tackle your bucket list
  • And more!

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The Financial Concerns of the Pandemic (Ep. 41)

Finance, Financial, Investing, Retirement, , , , , , , ,

There is no doubt that the pandemic made an impact on everyone’s lives in some way, shape, or form. This becomes increasingly clear when you look at the state of the market, inflation rates and national spending practices. 

In this episode, Jeff Green and Lauren Smith evaluate the concerns that the people of America have been having regarding government spending throughout the pandemic, the effects of inflation, and how the stock market has been more unpredictable than ever.

Jeff and Lauren discuss: 

  • The trends of the stock market throughout the various stages of the pandemic
  • Whether or not the market is under or overvalued at this current moment in time
  • The effects of inflation on the everyday investor
  • And more!

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The Green Team Holiday Traditions (Ep. 40)

Finance, Financial, Investing, Retirement, , , , , , , , ,

Holiday traditions are very important to keep us close with our loved ones and to create memories that will last a lifetime. 

In this episode, Jeff Green and Lauren Smith speak with some of the team members at Green Financial Group—Hillary, Claire, and Melanie. They discuss some of their favorite holiday family traditions and some of the fun memories they have made over the years.

The Green Team discuss: 

  • The fun tradition of elf on the shelf
  • The relaxing tradition of having an adult christmas 
  • The creative tradition of finding new recipes for baked goods
  • The enjoyable family gatherings with family karaoke
  • The tradition of watching the thanksgiving day parade
  • And more

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Sharing Your Financial Documentation with Family (Ep. 39)

Finance, Financial, Investing, Retirement, , , , , , ,

You may have a pretty good handle on your finances. But have you shared that information with your family? 

In this episode, Jeff Green and Lauren Smith talk about suggestions for documenting the details of your finances so your family can access this information in case of an emergency. They share tips for ways to share this information, and explain why you should be having this conversation before it’s too late.

Jeff and Lauren discuss: 

  • The purpose of the ‘family phone call’
  • The helpful resource of a cloud-based vault and the ability to designate trusted contacts
  • The importance of writing down contact information to your; financial advisor, estate attorney etc.
  • Why you should be having the estate planning conversation with family
  • And more

Resources: 

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Insights on Researching Before You Give: Charitable Giving, Part Two With Kendall Monroe (Ep. 38)

Finance, Financial, Investing, Retirement, Uncategorized, , , , , , , ,

Giving comes in many forms—it can be time, talent, or treasure, but most importantly, giving should come from the heart. 

In this episode, Jeff Green and Lauren Smith speak with Kendall Monroe, chief advancement officer at the Kidney Cancer Association and co-founder and director of development of The Way Home Adoption. Kendall discusses her role in each of the organizations, and how the organizations give back to help people in the global community.

Kendall discusses: 

  • How each of the organizations help the Houston community and around the world
  • How to evaluate your options for charitable gifting
  • Her job as a certified charitable financial planner
  • The most important things to look for when it comes to charitable giving
  • And more

Resources:

Connect With Kendall Monroe:

Connect With Green Financial Group:

 

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